Privacy Policy

Radian Group Inc. ("Radian") understands that you care how information about you is used and shared, and we appreciate your trust that when you visit our website we will handle any information about you in compliance with our Privacy Policy as set forth below. This notice describes our Privacy Policy, which is effective as of December 5, 2004. The Privacy Policy is part of the Terms and Conditions. By visiting our website you are accepting the practices described in the Privacy Policy. This Privacy Policy applies only to information that you provide to Radian through this website.

Radian does not collect your personal information through our website, except when you provide such information voluntarily. You may use the site without having to reveal any personal information.

Radian does not passively collect information through our website by electronic means such as through the use of cookies or web beacons. Like many web sites, we do, however, use log files on our web servers. These log files receive and store certain types of information whenever you access the site, such as the date and time of connection, Internet Protocol (IP) addresses (the location of your computer or network on the Internet), browser type, internet service provider, the referring page (where the user came from) as supplied by the user's browser, the exit page, the software used to access the web server as supplied by the user's browser, and number of clicks. The log files do not contain your e-mail address or other personal information. Radian uses information from the log files to help determine how much our customers use our website so that we can better serve you. We also use such data to analyze trends, administer the website, track users' movement, and gather demographic information for aggregate use. Radian reserves the right to use the information for other purposes.

At certain points on our website you have the opportunity to contact us and request information from us, such as product descriptions, underwriting guidelines and copies of certain documents filed by Radian with regulatory authorities. In that process we ask that you provide certain personal information, such as your e-mail address, your name, your organization, your postal address, your e-mail address and your telephone and fax numbers. The information that you provide is used to forward requested documentation or to contact you with information about the services in which you have expressed an interest. Once you have voluntarily chosen to provide your personal information to Radian through this website, the information is stored by Radian, and we may furnish this information to third-party service providers for the purpose of sending you the documentation that you request. We do not authorize these service providers to use this information for any other purpose. Radian may use internally the information you furnish to us to better serve you. Radian may also use such information to analyze trends, administer the website, track users' movement, and gather demographic information. Radian reserves the right to use non-personal aggregated information for other business purposes.

You can always choose not to provide personal information through the website. A decision not to provide such information may preclude you from using certain services offered on our website.

Radian, through our website, provides links to sites maintained by third parties ("Third Party Sites"). We partner with some of those Third Party Sites to provide specific services. When a user signs up for these services, we may share names, and other contact information that is necessary for the Third Party Site to provide those services. We may share aggregated demographic information with Third Party Sites. Radian does not operate or control any of the Third Party Sites, and is not responsible for the privacy policies or practices of such Third Party Sites.

Affiliates of Radian may have access to information provided by you through our website. When they do, they are required to protect this information in a manner that is consistent with this Privacy Policy.

Radian does not knowingly market to children. We recognize the importance of protecting children's identities and privacy.

Radian takes precautions to protect the information of visitors to our website. It takes technical, administrative and physical steps to protect against unauthorized access to, and disclosure of IP numbers, aggregate data acquired from IP numbers, and the personal information of visitors. All such information is handled within Radian and is not disclosed to third parties except as indicated in this Privacy Policy. As communication technology evolves, Radian may from time to time, review and revise its data protection practices.

If Radian is sold or disposed of, whether by merger, sale of assets, or otherwise, any data collected by Radian through our website or personal information that you have voluntarily provided to Radian through our website may be furnished to the purchaser or successor in interest.

We also reserve the right to share personal information about you as required by law or in cooperation with legal authorities and protect the rights, property, or safety of Radian and its customers.

Radian reserves the right to change its Privacy Policy. If Radian decides to change its Privacy Policy, it will post the revised Privacy Policy here.

If you have questions or concerns about Radian's application of this Privacy Policy or if you would like to inform Radian about changes in your personal information (such as your address) you may e-mail us. If you no longer wish to subscribe to a service for which you signed up through our website, you may cancel by contacting Radian by e-mail, or with regard to the e-mail alert service, by using the unsubscribe link on the e-mail you receive.